Wednesday, January 4, 2023If you have ever worked with a contractor, you might have heard them tell you that they are a bonded business. If you are a contractor yourself, you might also see in contracts that you must prevent proof of bonding. What is a bond? How does it work? Bonds are part of a wide and varied industry of financial protection. READ MORE >>
Thursday, December 8, 2022Changing seasons, particularly during the autumn months, often bring an increase in precipitation and a high risk of flooding in certain areas. However, even if you live in an area with a low flooding risk, that does not mean water will not get into parts of your home, particularly your basement. READ MORE >>
Wednesday, November 9, 2022When looking for a location for their business, many business owners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property. READ MORE >>
Thursday, October 6, 2022Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors and heating appliances left too close to furniture or other combustibles. READ MORE >>
Monday, September 26, 2022If your business sells alcohol to an individual who causes injuries or property damage after becoming intoxicated, your operations may be held legally and financially responsible for their actions. Securing liquor liability insurance may provide coverage in these circumstances. READ MORE >>
Tuesday, August 9, 2022You may not think driving a commercial motor vehicle can be dangerous; however, truckers face their fair share of risk as well. Spending so many hours on the road leads to hundreds of deaths each year, along with thousands more injuries. It’s easy to become complacent behind the wheel, but truckers must always remember to drive with safety in mind. READ MORE >>
Wednesday, July 6, 2022With age, chronic illness or disability often come high costs of living and medical care. Sometimes, you simply won’t be able to continue to live as independently as you once could. Naturally, with the cost of in-home or nursing home care being exceptionally high, many people wonder how they could afford it. READ MORE >>
Thursday, June 2, 2022Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed, you know what needs to be replaced. Most standard homeowners insurance policies generally cover a home's contents up to between 50 and 75 percent of the home's value. READ MORE >>
Thursday, May 5, 2022Term life insurance is one of the most common types of life insurance. (Whole life is the other common form of coverage.) The biggest difference between the two is in the cost and the number of years of coverage. Here are five biggest benefits of term life insurance. 1. READ MORE >>
Monday, April 11, 2022Have you ever hired a contractor to renovate your home only to have the bad experience of the contractor’s shoddy performance or not completing the job as planned? Unfortunately, these types of situations happen too often. And that’s why surety bonds were created. READ MORE >>
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