Wednesday, April 2, 2025One of the prime reasons that most people buy car insurance is because they want it to help them cover their repair costs if their vehicle ever sustains damage. Most auto policies provide physical damage insurance, and this coverage can be a lifesaver if you ever feel that you might struggle to pay for the costs of accidents or other losses. READ MORE >>
Monday, March 3, 2025Any home could flood, and those who live in areas that are particularly at risk of these disasters will often have to purchase a flood insurance policy. By contrast, their standard homeowners insurance will not cover their losses in most cases. READ MORE >>
Monday, January 6, 2025Buying car insurance means buying coverage for all your vehicles. In most cases, every car in your possession needs a policy. Every driver, from you to your spouse or children, needs coverage also. However, that may not necessarily mean that they all need separate policies. READ MORE >>
Monday, September 2, 2024This time of year, there's something peaceful about lighting a candle and enjoying the flickering light on a cold evening. As an added benefit, many candles come in tantalizing scents like pumpkin pie or cinnamon apple to give your house a wonderful smell. Candles may look harmless, but they can cause devastating damage and loss. READ MORE >>
Monday, August 5, 2024Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. Structural Damage READ MORE >>
Tuesday, March 5, 2024There are three parties involved in a surety bond. If one of them needs to make a claim on the bond, the other two have an obligation to respond. How does this process work? Who pays who? The surety claims process works much like an insurance claim. However, there are key differences as well. READ MORE >>
Tuesday, March 5, 2024When running a business, you want to make convenient use of your insurance policies. Juggling multiple policies might seem like a hassle. To avoid this, you might decide to invest in a Business Owners Policy, more often called a BOP. Still, while very beneficial to most business owners, BOPs don’t cover everything. READ MORE >>
Monday, February 26, 2024No employer wants to see their employees get injured or experience illness. After all, employees who take off of work due to an injury or illness are often less likely to return. And while the ultimate goal is for such employees to be able to resume their job duties safely—and as soon as po... READ MORE >>
Friday, January 12, 2024Owning a boat is a big expense and the cost of insuring it can be one financial burden too many. Many people think it’s a good idea to cancel their boat insurance during the winter when their boat isn’t in use in order to save money, but history has proved otherwise. READ MORE >>
Friday, December 1, 2023The last thing a business owner wants is to face something like theft. Theft by strangers, by employees or by partners can be messy and expensive to fix. If you are worried about possibly having your business’ money or property stolen, it’s important to understand the coverage limits of your business owners policy. READ MORE >>
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